About California to Arizona Loans
What this site is.
California to Arizona Loans is a resource for Californians buying a home in the Phoenix metro, and for the mortgage and tax questions that come with the move. Bay Area, Los Angeles, San Diego, Sacramento: the corridor pages here map how equity from a California sale converts into an Arizona home in Gilbert, Chandler, Scottsdale, and beyond. Every program covered is one Mike Certo originates directly through Cornerstone First Mortgage, not a list curated from the outside.
About Mike Certo.
Mike has originated residential mortgages for 23 years across retail, wholesale, broker, and direct-lender shops. Today he is Branch Manager at Cornerstone First Mortgage, licensed in Arizona and Nevada. He is reachable on his cell when an offer needs to go in tonight.
About Cornerstone First Mortgage.
Cornerstone First Mortgage, LLC (NMLS #173855) is a direct lender — not a broker, not a referral service. We originate, underwrite in-house on the first mortgage, and close.
About this site network.
This site is part of the AZ Loan Experts network covering Arizona home loans across every niche. For programs outside this site's focus, see AZ Loan Experts, the parent brand.
Get in touch.
Phone: (480) 296-6513
Email: mcerto@cfmtg.com
Apply online: portal.myhometrac.com